GMCC(万通贷款)成立于2005年,是一家总部位于加州的持牌直接贷款机构,在全美49州获批执照。拥有30+分支机构和600+名持牌贷款专员,服务网络遍布全国。
提供FHA、VA、常规、Prime Jumbo等贷款,并覆盖不查报税收入、可以不提供税单,无工作等Non-QM产品,适用于自住房、投资房及外国人贷款。同时提供高达$10,000的赠款与多类特色计划。
GMCC可以内部审批和直接放款,贷款额度高达$400万,特批至$1000万。并结合AI工具提升审批效率,确保贷款过程快速、透明且低成本。 特别提供无工作收入亦可申请自住房贷款,低利率,甚至外国人无信用亦可申请低利率贷款。
基于6-4-2025利率表,采用以下交易作为案例:买房贷款,房屋售价$1.0m,贷款价值比率80%,信用评分720,自住独立屋,贷款初始费率.922%,采用SOFR指数,2.75%利率浮动百分比,2/1/5浮动利率调整限制。
所有项目/费率可能会在没有提前通知的情况下更改,并需要信贷审批,可能会有额外的限制。这并不代表任何信贷决定。
Tapio N
我曾向四五家贷款机构寻求住房贷款,但都无济于事。最终,我找到了GMCC。GMCC是一个资深贷款公司,非常热心且专业,我的贷款在15天内就完成放款!衷心感谢GMCC!
Jim M
我感到自己得到了细致的关照,作为一个对整个流程毫无头绪的首次购房者,我从未感到被忽视。GMCC确保我按时完成所有截止事项,每天都让我感到被充分支持。
Sonya W
info@gmccloan.com
1350 Bayshore Hwy, Suite 740, Burlingame CA 94010
All-inclusive PDF and Online for All States Except New York, New Jersey, Texas, Rhode Island, and Illinois
General Mortgage Capital Corporation: 1350 Bayshore Hwy Ste 740, Burlingame CA 94010 Ph: 866-462-2929 (866-GMCC-WAY) and 650-340-7800 /Email: info@gmccloan.com; NMLS – 254895 / CFL: 60DBO-66060 Real Estate Broker, CA Department of Real Estate: CA DRE: 01509029 Disclosures and Licensing: https://www.gmccloan.com/Disclosures.html For all state licensing information go to: www.nmlsconsumeraccess.org Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act
Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR reflects the effective cost of your loan on a yearly basis, considering such items as interest, most closing costs, discount points (also referred to as “points”) and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your note. Adjustable-rate mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period: ARMs assume 30-year term.
When one of these states is being marketed, add the following to the disclosure.
New Jersey Licensed by the NJ Dept of Banking and Insurance
New York Licensed Mortgage Banker-NYS Department of Financial Services
Rhode Island Rhode Island Licensed Lender
Texas Texas: Any consumer complaints please click below: https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf
Illinois Illinois: https://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=1196&ChapterID=20
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