All-inclusive PDF and Online for All States Except New York, New Jersey, Texas, Rhode Island, and Illinois

General Mortgage Capital Corporation: 1350 Bayshore Hwy Ste 740, Burlingame CA 94010 Ph: 866-462-2929 (866-GMCC-WAY) and 650-340-7800 /Email: info@gmccloan.com; NMLS – 254895 / CFL: 60DBO-66060 Real Estate Broker, CA Department of Real Estate: CA DRE: 01509029 Disclosures and Licensing: https://www.gmccloan.com/Disclosures.html For all state licensing information go to: www.nmlsconsumeraccess.org Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act

Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR reflects the effective cost of your loan on a yearly basis, considering such items as interest, most closing costs, discount points (also referred to as “points”) and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your note. Adjustable-rate mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period: ARMs assume 30-year term.

When one of these states is being marketed, add the following to the disclosure.